Updating post from Reddit.

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QUESTION
Posted by Narrow_Fix_1081 3 weeks ago
Leasehold Flat or Freehold House

Hello,

Currently looking at purchasing a BTL property through a LTD company and a mortgage.

What is best, I'm leaning towards freehold, but there are a fair amount of flats that cost a little less, I know there will probably be maintenance charges etc... but thought I'd ask.

Anyone have any advice or preferences themselves?

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Posted by TFCxDreamz 3 weeks ago

Freehold defo, cant be held to ransom by management companies

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Posted by WorkingpeopleUK 3 weeks ago

It’s all in the numbers ultimately. Just make sure you understand all the costs of a leasehold and factor in the risk of uplift.

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Posted by Majestic-Barracuda55 3 weeks ago

Never ever buy a leasehold property as an investment. Simple as that

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Posted by IndWestern 3 weeks ago

Hi, may I ask why it's not good to buy leasehold. I currently have two flats both at 250 years lease and getting good yield as rent as they were cheaper to buy. No ground rent. Flats i bought are electric, so less maintenance. Houses have more maintenance costs and are expensive to buy? 

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Posted by Available_Bus2225 3 weeks ago

Fh house. We have a LH flat never again even at the sky high rent we get.

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Posted by Special-Improvement4 2 weeks ago

freehold better than leasehold

house better than flat

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